The content of the Highgate Website is derived in part from the analyses and mathematical models of Highgate Predictions. Highgate Predictions makes no representation as to the timeliness, accuracy or completeness or for their fitness for any particular purpose of any of the predictions, analyses, mathematical models, materials or other information contained on the Highgate Website.

Highgate Predictions makes no warranty, express or implied, concerning the predictions and materials. The predictions and materials provided on the Highgate Website are on an "AS IS" basis at your sole risk. Highgate Predictions expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of the predictions and materials with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.

Highgate Predictions shall have no liability, contingent or otherwise, to you or to third parties, for the correctness, quality, accuracy, timeliness, reliability, performance, continued availability, completeness or delays, omissions, or interruptions in the delivery of predictions and materials available on this Web site or for any other aspect of the performance of these predictions and materials. In no event will Highgate Predictions be liable for any special, indirect, incidental, or consequential damages which may be incurred or experienced on account of your using the predictions or materials made available on the Highgate Website, even if Highgate Predictions has been advised of the possibility of such damages. Highgate Predictions will have no responsibility to inform you of any difficulties experienced by Highgate Predictions or third parties with respect to the use of predictions or materials or to take any action in connection therewith.

Highgate Predictions makes no warranty whatsoever to you, express or implied, regarding the security of the site, including security with respect to the ability of unauthorized persons to intercept or access information transmitted by you through the Highgate Website.

The predictions and materials have been prepared for informational purposes only without regard to any particular user's investment objectives, financial situation, or means, and Highgate Predictions is not soliciting any action based upon them. These predictions and materials are not to be construed as recommendations; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy would be illegal. Certain transactions, including those involving stocks, futures, options, and high-yield securities, give rise to substantial risk and are not suitable for all investors. Although the materials on the Highgate Website based upon information that Highgate Predictions considers reliable and endeavors to keep current, Highgate Predictions has not verified this information and does not represent that this material is accurate, current, or complete, and it should not be relied upon as such.

The fact that Highgate Predictions has made the data, predictions and materials provided on this Web site available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on the Highgate Website is suitable or appropriate for you. Many of the transactions described on the Highgate Website involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and has independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this predictions and materials the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts, and you may want to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.

Highgate Predictions shall have no liability, contingent or otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain your access to the Highgate Website, or for any interruption or disruption of such access or any erroneous communication between Highgate Predictions and you, regardless of whether the connection or communication services and materials is provided by Highgate Predictions or a third party service provider.

The Highgate Predictions logo is the intellectual property of Highgate Predictions, LLC. The information contained in the Highate Website is produced and copyrighted by Highgate Predictions, and any unauthorized use, duplication, redistribution or disclosure is prohibited by law.

Highgate Predictions and its members, officers, employees, agents and/or affiliates may have positions in stocks or other securities referred to on this site.

Highgate Predictions is an independent investment research provider. Highgate Predictions is not a registered broker dealer and is not a registered investment adviser.

GENERAL RISKS OF TRADING AND INVESTING

All securities trading, whether in stocks, options, or other investment vehicles, is speculative in nature and involves substantial risk of loss. We encourage our subscribers to invest carefully and to utilize the information available at the websites of the Securities and Exchange Commission at http://www.sec.gov and the National Association of Securities Dealers at http://www.nasd.com. You can review public companies filings at the SEC's EDGAR page. The NASD has published information on how to invest carefully at its website. We also encourage you to get personal advice from your professional investment advisor and to make independent investigations before acting on information that we publish. The data and other information we provideis derived from ources we believe are reliable, without our independent verification. Therefore, we cannot assure you that the information is accurate or complete. We do not in any way warrant or guarantee the success of any action you take in reliance on our statements, ratings, or recommendations.

1. You may lose money trading and investing.

Trading and investing in securities is always risky. Trading stock and stock options involves HIGH RISK and YOU can LOSE a lot of money.

2. Past performance is not necessarily indicative of future results.

All investments carry risk and all trading decisions of an individual remain the responsibility of that individual. There is no guarantee that systems, indicators, or trading signals will result in profits or that they will not result in losses. All investors are advised to fully understand all risks associated with any kind of trading or investing they choose to do.

3. Hypothetical or simulated performance is not indicative of future results.

Unless specifically noted otherwise, all profit examples provided on our websites and publications are based on hypothetical or simulated trading, which means they are done on paper or electronically based on real market prices at the time the recommendation is disseminated to the subscribers of this service, but without actual money being invested. Also, such examples do not include the costs of subscriptions, commissions, and other fees, or examples of other recommendations as to which there were losses utilizing the timing at the time of the recommendations. Because the trades underlying these examples have not actually been executed, the results may understate or overstate the impact of certain market factors, such as lack of liquidity. Simulated trading programs in general are also designed with the benefit of hindsight, which may not be relevant to actual trading. We make no representations or warranties that any account will or is likely to achieve profits similar to those shown, because hypothetical or simulated performance is not necessarily indicative of future results.

4. We are a general investment research firm and do not provide personalized trading or investment advice.

The information in our publications is not intended to be personalized recommendations to buy, hold, or sell securities. We are not legally permitted to offer personalized trading or investment advice to our subscribers. If a subscriber chooses to engage in trading or investing that he or she does not fully understand, we may not advise the subscriber on what to do to salvage a position gone wrong. We also may not address winning positions or personal trading or investing ideas with subscribers. Therefore, subscribers will need to depend on their own mastery of the details of trading and investing in order to handle problematic situations that may arise, including the consultation of their own brokers and advisors as they deem appropriate.

5. Profits can be lost if they are not taken at the right time.

Subscribers are advised to take profits at whatever point they deem optimal, regardless of the profit target set in any given recommendation. Advisory services such as those we offer provide recommendations. Subscribers are free to follow the recommendation, follow it in part, or ignore it altogether. If a subscriber believes a given profit is at risk, the subscriber should take the profit. Similarly, if a subscriber feels a position is likely to lose value, or a losing position is likely to fall further, the subscriber can choose to exit at any time to preserve capital. The final decision as to when to take profits remains in the sole discretion of the subscriber, keeping in mind that profits can be lost if they are not taken at the right time.